SMA Charity Fund
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SMA Medical Students' Assistance Fund

A medical education, even a highly subsidised one such as the NUS undergraduate course, remains expensive to many. A recent survey by the NUS Medical Society found that about 21%, or 250 medical students in the NUS undergraduate course, have a monthly household income of less than $3,000. Another 26% come from households that earn between $3,000 to $5,000 a month.

There are a number of bursaries, financial assistance schemes and loans which can help pay for the NUS tuition fees, but what about basic living expenses for the poorer students? We know some of these students have managed by giving tuition – unfortunately, at the expense of their own studies.

The same survey found that a NUS medical student needs at least $4,410 a year to survive day-to-day (transport, food, books and miscellaneous), or $367.50 a month.

To help the poorer students with their basic living expenses, and in partnership with the NUS Yong Loo Lin School of Medicine and with the support of the NUS Development Office, SMA has set up the SMA MEDICAL STUDENTS’ ASSISTANCE FUND.. To date, SMA had disbursed more than $370,000 to 105 needy medical students in support of their living expenses.

The bursary amount was set at $3,600 a year per student in 2007 and was subsequently adjusted to $4,000 from 2009. In view of inflation and to ensure that the fund continues to help recipients cope with their basic living expenses in tandem with the rise in the cost of living in Singapore, SMA has raised the bursary amount to $4,800 a year starting from 2013.

Since the inception of the SMA-NUS Medical Students' Assistance Fund with the National University of SIngapore, we had (as at 30 January 2014):

 >$1.1 million raised for medical students bursaries  

>700 gift transacted

  >400 donors to the medical students' assistance fund

>$420,000 disbused as financial assistance


100% of award disbursed to students 


105 Medical Student Bursaries awarded


This is a long-term commitment by SMA and we will match dollar-to-dollar donations from SMA members and well-wishers, up to a maximum of $20,000 a year. The amount for 2013 onwards will be matched by the SMA through donation to the SMA Charity Fund. Amongst the purposes of the SMA Charity Fund is the aim to provide financial assistance to needy medical students studying in any of the medical schools in Singapore :  Yong Loo Lin School of Medicine, Duke@NUS Graduate School of Medicine and Lee Kong Chian School of Medicine 

All donations collected will go directly to the students and will not be directly offsetted against outstanding tuition fees, nor will it become part of an endowment fund. Monetary donations in any amount will also qualify for 250% tax deduction.

We urge SMA members to support this worthwhile endeavour – because medical students are already members of the medical profession, and medical students are our future.


Online donation can be made using credit card at 

You can also print this donation form for your use and mail the completed form to us
Cheque donation can be made out to “SMA Charity Fund” and mailed to the following address:
c/o Singapore Medical Association 
2 College Road
Alumni Medical Centre Level 2
Singapore 169850.
Do include your Name, NRIC/UEN number, Address and Contact information together with your donation. Please do not send cash by mail.
If you will like your donation to be specifically set aside for the SMA Medical Students' Assistance Fund, do indicate "SMA Medical Students' Assistance Fund" at the back of your cheque or in the remarks of your online donation.

We thank you for your support of the SMA Charity Fund and our SMA Medical Students’ Assistance Fund.


For further queries or information, please contact:

Mr Martin Ho
Singapore Medical Association / SMA Charity Fund
Tel: 6223 1264 (ext 25)
Fax: 6224 7827